NRI Investment
Bringing Your Dream Home, Wherever You Are
Being away from home doesn’t mean your dreams are out of reach. At
Aadya Projects, we simplify real estate
investments for NRIs, offering premium properties, expert guidance,
and seamless processes. Whether it’s a
luxury residence or a smart investment, we bring your vision to
life—connecting you to your roots, effortlessly.
We make owning property in India simple and stress-free for NRIs, delivering trust, transparency, and tailored real estate solutions worldwide.
We make owning property in India simple and stress-free for NRIs, delivering trust, transparency, and tailored real estate solutions worldwide.
Eligibility for NRI
Discover Your NRI Investment Eligibility in Simple Steps
Residential Qualification
NRIs qualify for property investment by meeting
residency criteria, staying outside India for
over 182 days in a year.
Source of Investment
NRIs can invest using funds from NRE, NRO
accounts, or international transfers, ensuring
compliance with Indian banking and financial
regulations.
Legally Permissible Age
The legally permissible age to invest in Indian
properties for NRIs is 18, ensuring legal
capacity for binding transactions.
FAQs
Who qualifies as an NRI for purchasing property
in India?
An NRI (Non-Resident Indian) is an
Indian citizen residing outside India for
purposes such as employment, business, or any
other vocation. NRIs can invest in residential
and commercial properties in India as per FEMA
(Foreign Exchange Management Act) regulations.
Can NRIs buy property in India without visiting
the country?
Yes, NRIs can purchase property in India
without visiting, using a Power of Attorney
(PoA). The PoA allows a trusted person in
India to execute property transactions on
their behalf.
Are there any restrictions on the type of
property an NRI can buy?
NRIs can purchase residential and commercial
properties without restrictions. However,
they are not allowed to buy agricultural
land, plantation property, or farmhouses
without specific approval from the Reserve
Bank of India (RBI).
How can an NRI fund the property purchase?
Funds maintained in NRE (Non-Resident External),
NRO (Non-Resident Ordinary), or FCNR (Foreign
Currency Non-Resident) accounts.
What are the tax implications for NRIs
purchasing property in India?
NRIs are subject to the same tax regulations as
residents when buying property. This includes:
- TDS (Tax Deducted at Source) on property sale proceeds.
- Exemptions on long-term capital gains if reinvested in specified bonds or another property under Section 54 and Section 54EC of the Income Tax Act.
Can an NRI sell property in India?
Yes, NRIs can sell residential or commercial
property to:
- An Indian citizen.
- Another NRI or a Person of Indian Origin (PIO). For agricultural land, plantation, or farmhouse sales, the buyer must be an Indian citizen residing in India.
Are there repatriation rules for sale proceeds?
NRIs can repatriate the sale proceeds of up to
two properties abroad, subject to conditions
such as:
- Funds used for purchase were remitted through proper banking channels.
- Taxes on the capital gains have been paid.
